Business Credit
Lend with Certainty. Decide with Confidence.
BrightQuery gives business credit teams the verified company intelligence to underwrite faster, assess risk more precisely, and catch what traditional bureau models miss.
Key Verticals
Banks & Credit Unions
Evaluate business customers with confidence.
Detect hidden risks in ownership structures, assess creditworthiness - historical financials, Legal Entity structure
Meet KYC/KYB regulatory requirements with full transparency.
Fintech & Payments Providers
Leverage BrightQuery's business and legal views.
Accelerate onboarding while maintaining compliance with automated OFAC checks, tax lien monitoring, and UBO mapping.
Distinguish between legitimate businesses and high-risk operators in seconds.
Marketplaces and Payment Platforms
Help Payment platforms to comply with anti-money laundering (AML) regulations
Verify the legitimacy of the business: legal view, financials, and compliance checks.
Verify business ownership: Address check and compliance checks.
Trade Finance Firms
Reduce exposure to fraud and insolvency
Get a complete understanding of a business: Combine legal and operational views using company financials with ownership details and legal family tree structure
The BrightQuery Advantage
Credit intelligence built on verified private-company data for seamless integration.
01
A Trusted Foundation for Every Credit Decision
Verified identities, industry classifications, and operational status across the broadest private company universe available. Know exactly who you're lending to before the conversation starts.
02
Go Beyond the Bureau. See the Full Picture.
Standardized financials paired with custom credit scores, sector benchmarks, and employment signals - built for lenders who need more than a three-digit number to make a confident call.
03
Hidden Risk Has Nowhere to Hide.
Clear, verified ownership structures, subsidiaries, and beneficial owners - mapped to give credit teams the full borrower picture. Surface affiliated liabilities, flag structural red flags, and validate integrity at every level.
04
The People Risk Is Just as Real as the Balance Sheet Risk.
Verified executive data and regulatory insights connecting decision-makers to their organizations. Strengthen fraud detection, sharpen creditworthiness assessments, and build audit trails that hold up.
BQ Products
01
BQ Bulk Data Feeds
Direct access to structured, government-sourced business data for automated risk assessments and compliance workflows.
02
BQ Terminal
Deep-dive due diligence tool with detailed firmographic, financial, and executive data.
03
BQ Prospector
Tool to build target lists based on credit score, financial profile, years in business, location, detailed industry categories, owner characteristics etc for sales and marketing.